Clarifying family‑based financial agreements

Because family‑based financial support should strengthen relationships, not strain them.

Powered by IDR Law – the UK's only inheritance dispute specialist law firm.

Collage of symbolic life transitions including house keys, moving boxes, wedding items, and tea.

Every year, millions of UK families help each other financially – house deposits, education, weddings, care for ageing parents, and support through difficult times. These generous acts are often informal, leaving intentions unclear and opening the door to disputes, stress, and broken trust later on.

Intentia turns good intentions into lasting clarity – quickly, simply, and securely.

Why use the Intentia app?

Document intentions effortlessly for family gifts and loans.

Transform informal arrangements into clear, fair, secure agreements in minutes.

Reduce the risk of disputes and inheritance tax issues quickly and easily.

No awkward conversations – just confidence, transparency, and peace of mind to protect family wealth and harmony for generations to come.

Introducing Intentia from IDR Law

As the UK's only inheritance dispute specialist law firm, IDR Law has seen first‑hand the emotional and financial fallout from misunderstandings around informal acts of generosity among family members. That's why we created Intentia – to clearly document intentions and help families avoid unnecessary conflict.

The app makes documenting gifts and loans effortless, producing plain‑English records and formal documents where needed. No awkward conversations – just clarity everyone can trust.

Why Intentia matters

The scale of informal family gifting is growing:

£17bn

gifted annually from parents to children

1M+

families make informal transfers each year

50%

of equity release payments support children

Only 8%

of parents seek financial advice before gifting a house deposit

Only 14%

seek legal advice

Unclear intentions increasingly lead to disputes after a death. With changing tax rules, more inter‑generational wealth movement, and a rise in blended families, this trend will accelerate. Intentia addresses this head‑on – helping families document payments properly, early, and with clarity.

How Intentia works

A clear, intuitive journey:

1

Plain‑English questions determine the intention and nature of the payment, using weighted logic to ensure nothing is missed.

2

Responses generate a Memorandum of Understanding (MoU).

3

The app produces either a Deed of Gift or a Loan Agreement for the parties to sign.

4

The MoU highlights any next steps needed to fulfil the parent or other family member's wishes.

Integrate Intentia into your wider financial planning

Family gifts and loans don't exist in isolation – they sit alongside your wider financial, tax, and estate planning. Using Intentia gives you a clear record of your intentions, but it's important to share this information with the professionals who support you.

Speaking with your wealth or financial planner, solicitor, accountant, or independent financial adviser (IFA) ensures that the arrangements documented in Intentia align fully with your long‑term plans, including tax considerations, estate planning, and future decision‑making.

Clear documentation and professional advice results in complete peace of mind.

FAQs

Intentia is an app created and powered by IDR Law to help families capture clear intentions around gifts and loans. It provides plain‑English documentation and produces formal documents (e.g., Deed of Gift, Loan Agreement) but does not replace legal advice. Where additional advice is recommended, the MoU will flag next steps and facilitate referrals.

Properly executed documents can be binding. Intentia guides you to the right document based on your responses. For complex situations, blended families, or significant sums, we recommend seeking tailored advice from a qualified professional.

Intentia helps reduce the risk of misunderstandings that can contribute to disputes and potential IHT complications. It does not provide tax advice, but its MoU highlights relevant next steps so families can act early.

Yes. Intentia helps document intention for a wide range of family‑based support, including equity‑release‑funded gifts. For large transfers, Intentia can surface professional follow‑ups to ensure the right protection is in place.

Most users complete clear agreements in minutes thanks to the structured question flow and autogenerated documents.

Documenting gifts or loans through Intentia helps clarify your intentions, which can support and complement what is written in your will. The Memorandum of Understanding (MoU), Deed of Gift, or Loan Agreement created by the app provides clear evidence of how you intended a payment to be treated during your lifetime. However, Intentia does not update your will for you.

If the arrangement affects how you want your estate to be distributed, you should review your will and speak to a qualified professional to ensure everything remains aligned. The MoU will highlight if any follow‑up actions, such as updating your will or notifying your executors, may be helpful.

Turn good intentions into lasting clarity.

Start documenting family gifts and loans today.